Who We Are
Who We Are
At Asterisco Capital, we bring together a team with legal and financial expertise, dedicated to ensuring family stability and sustainable business growth.
Asterisco Capital is a company specialized in credit intermediation, focused on providing personalized financial solutions for both businesses and individuals.
With a transparent, professional, and results-oriented approach, we support our clients at every stage of the process, ensuring access to the best financing conditions available on the market.
Our team combines solid experience in the financial sector with a deep understanding of our clients’ needs, ensuring that every operation is handled with precision, efficiency, and responsibility.
At Asterisco Capital, our commitment is to make access to credit safe and reliable, turning opportunities into tangible results.
Commitment and Trust
Commitment and Trust
What We Do?
What We Do?
What We Do?
What We Do?
We work exclusively with mortgage credit — whether for acquisition, transfer, or restructuring.
Each case is evaluated independently, taking into account the client’s profile, objectives, and financial context.
Our focus is to find the right balance between cost, security, and contractual flexibility.
Every client is treated as an investor.
We negotiate directly with banks, ensuring that every proposal reflects the best possible terms and fully respects the principles of transparency and legality that guide our work.
Asterisco Capital thoroughly analyzes every element of the offer — from the spread and interest rates to the associated products and insurance — and negotiates with multiple institutions to ensure the best possible solution for you.
Because you’re not just buying a house — you’re making an investment for years or even decades to come.
Because every choice you make today defines the reality you’ll live tomorrow — and that depends on making the best possible decision.
At Asterisco Capital, we believe that a mortgage should be analyzed with the same rigor and clarity as any long-term legal or financial decision.
That’s why the process is led by lawyers experienced in complex legal and financial operations, trained to assess risks, interpret contracts, and protect clients’ interests in demanding contexts.
This global perspective allows us to anticipate challenges, understand the real impact of each decision, and transform the mortgage process into a strategic, conscious, and secure choice.
At Asterisco Capital, we don’t treat mortgages as products — we treat them as decisions that define your future.
Why Work With Us
Why Work With Us
IDENTIFICATION ELEMENTS AND DESCRIPTION OF THE CREDIT INTERMEDIARY’S ACTIVITY
IDENTIFICATION ELEMENTS
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Company name: Asterisco Capital Lda
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Business address: Rua João Penha, 10, 1250-131 Lisboa
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Registration number with Banco de Portugal: 0008385
Information regarding credit intermediaries registered with Banco de Portugal can be consulted at: www.bportugal.pt/intermediarios-credito
The activity as a credit intermediary is subject to the supervision of Banco de Portugal.
Contacts:
Tel.: 917 156 385
francisco.simas@asteriscocapital.pt
DESCRIPTION OF THE CREDIT INTERMEDIARY’S ACTIVITY
Credit intermediation services
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Presentation or proposal of credit agreements to consumers
Category of credit intermediary: Tied credit intermediary
Identification of lenders or groups with which contractual ties are maintained:
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BANCO BPI S.A.
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BANCO BIC PORTUGUÊS, SA
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ABANCA PORTUGAL, S.A.
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BANCO CTT, S.A.
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CAIXA GERAL DE DEPÓSITOS, S.A.
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BANKINTER, S.A. - SUCURSAL EM PORTUGAL
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BANCO SANTANDER TOTTA, S.A.
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BANCO PRIMUS, SA
Credit intermediation exercise regime: Activity carried out under a non-exclusive regime.
Types of credit covered: Mortgage credit
Civil liability of [COMPANY] towards third parties:
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Civil liability insurer: Hiscox, S.A. Sucursal em Portugal
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Insurance policy identification: RC2554686 valid from 15-09-2025 to 14-09-2026
Under Article 46 of the legal framework for credit intermediaries, the receipt and delivery of funds is prohibited, as set out below:
"Prohibition on receipt and delivery of funds
1 – Credit intermediaries are prohibited from receiving or delivering any amounts related to the formation, execution, and early compliance of credit agreements.
2 – The following situations are not covered by the prohibition in the previous number:
a) The receipt of funds by credit intermediaries as remuneration for services provided in Article 4, under Articles 58 and 61;
b) The receipt, by credit intermediaries as an ancillary activity, of funds delivered by lenders for payment of the price of goods or services financed through the credit agreement;
c) The delivery to lenders of funds corresponding to interest and charges associated with a credit agreement, when that agreement is intended to finance the acquisition of goods or services marketed by the credit intermediary as an ancillary activity and the intermediary has assumed payment of such interest and charges to the lender."
Legal Information
CREDIT INTERMEDIARY
Legal Information
CREDIT INTERMEDIARY
